Medically reviewed by Dr Nathaniel Heah, Consultant Urologist, FAMS (Urology). Clinical focus: Andrology and Men’s Health. Last reviewed: June 2026. Next review: June 2027.

At The Clifford Clinic, vasectomy consultations and procedures are led by Dr Nathaniel Heah, FAMS (Urology), a UK fellowship-trained Consultant Urologist with subspecialty expertise in Andrology and Men’s Health, with clinical support from Dr Law Zhi Wei, MBBS (NUS), MRCSEd, where appropriate. Both are registered with the Singapore Medical Council. Understanding the full cost picture before your vasectomy consultation is a practical and important step. This article gives specific figures from The Clifford Clinic, explains how MediSave claimability works, clarifies why MediShield Life generally does not cover vasectomy, and tells you how to approach private insurance before the procedure.

Vasectomy Cost: Quick Facts

Item	Detail
First Consultation	Included in the procedure fee
Procedure Package	$5,000 (local anaesthesia) or $5,800 (with sedation), inclusive of the first consultation, facility, anaesthesia, medications and follow-up
PVSA Laboratory Fee	Paid separately to the external accredited laboratory
MediSave Claimable?	Yes, subject to MediSave withdrawal limits and your available balance
MediShield Life Claimable?	Generally no; contraceptive operations are excluded
Private Insurance?	Depends on your policy; we assist with pre-authorisation
Final Cash Cost	Varies with the MediSave amount claimed and any insurance coverage

Vasectomy Cost at The Clifford Clinic

Procedure fee: $5,000 for local anaesthesia, or $5,800 if sedation is used. The fee is inclusive of the first consultation with Dr Nathaniel Heah, the day surgery facility, anaesthesia, medications and follow-up, with no separate add-on charges. The post-vasectomy semen analysis is processed at an external accredited laboratory, and that laboratory fee (typically about $88 to $95 for a seminal analysis, or around $35 for a sperm count) is paid separately, directly to the laboratory.

Your cash out-of-pocket after MediSave depends on the amount you are eligible to claim and your available balance. Our billing team is available to discuss a personalised estimate before you confirm the booking.

Why Vasectomy Costs Vary in Singapore

Vasectomy is performed across different facility types in Singapore, including private clinics, day surgery centres and private hospitals. Total cost varies by facility, surgeon fees, anaesthesia type, case complexity, and whether post-vasectomy semen analysis is included or billed separately.

At The Clifford Clinic, the all-inclusive package means the quoted fee covers the day surgery facility, anaesthesia, medications and follow-up, with no hidden add-ons. The only separate cost is the external laboratory fee for post-vasectomy semen analysis, which is paid directly to the laboratory. When comparing providers, always request an itemised breakdown to compare on equal terms.

What Is Included in The Clifford Clinic’s All-Inclusive Package?

Day surgery facility charges
Anaesthesia (local or intravenous sedation, based on patient suitability and preference)
Surgical procedure fee performed by Dr Nathaniel Heah, FAMS (Urology), or Dr Law Zhi Wei, MBBS (NUS), MRCSEd
Post-procedure medications
Follow-up consultation
Follow-up consultation and personal review of your semen analysis result by your urologist

The first consultation is included in the procedure fee.

MediSave Claimability for Vasectomy in Singapore

The Clifford Clinic processes MediSave claims for vasectomy, which is an approved day surgery procedure. MediSave can be withdrawn up to a surgical limit of $490, plus a day surgery hospitalisation benefit of up to $830 per day where applicable.

Based on a procedure fee of $5,000 to $5,800, the cash out-of-pocket after MediSave depends on your eligible claim and available balance. Our billing team will provide a personalised estimate before you confirm your booking.

Why Vasectomy Is Generally Not MediShield Life Claimable

MediShield Life explicitly excludes contraceptive operations and their related complications. Because a vasectomy is a contraceptive operation, it falls under this exclusion in standard circumstances. MediShield Life will not contribute to your vasectomy bill, and neither will the base layer of any Integrated Shield Plan, unless your insurer specifically confirms otherwise in writing.

Private Insurance, Integrated Shield Plans and Corporate Insurance

The Clifford Clinic assists patients with pre-authorisation submissions to their private insurers. Patients with policies from AIA, Great Eastern, NTUC Income, Cigna, Bupa and other major insurers have gone through this process at our clinic. Coverage depends on the individual policy wording.

Review your policy for exclusions related to contraception, sterilisation or elective procedures
Contact your insurer or HR benefits team to confirm whether a vasectomy is covered under your plan
Request pre-authorisation or written confirmation before the procedure date
Speak to the Clifford Clinic billing team if you need documentation or a cost estimate for an insurance query

What the Vasectomy Fee Reflects

A vasectomy fee is not only about the payment for a short procedure. The fee reflects a consultant-led, accredited day surgery pathway. This includes a proper pre-procedure consultation, the surgeon’s training and experience, the day surgery facility and its safety standards, anaesthesia, medications and structured follow-up. At The Clifford Clinic, vasectomy is performed by Dr Nathaniel Heah, FAMS (Urology), a UK fellowship-trained Consultant Urologist, and Dr Law Zhi Wei, MBBS (NUS), MRCSEd, both registered with the Singapore Medical Council. Choosing an experienced urologist matters because how the vas is isolated and sealed is a major factor in the risk of bleeding, infection and chronic pain.

Is Vasectomy Worth the Cost?

Vasectomy is a one-time cost for permanent contraception, which is one reason many couples consider it a good long-term value. It is more than 99% effective, has a first-year failure rate of about 0.15%, and avoids the recurring cost and effort of pills, condoms or other ongoing methods over many years. It is also less invasive and lower risk than female sterilisation, which typically requires abdominal access and general anaesthesia. When weighed over a decade or more of contraception, the single upfront fee often compares favourably with the cumulative cost of other methods. A vasectomy is not effective immediately. Keep using contraception until a post-vasectomy semen analysis confirms it is sperm-free.

Cost should never be the only consideration. The most important factors are certainty about permanent contraception, the experience of the surgeon, the standard of the facility, and clear follow-up to confirm success. A transparent, all-inclusive fee makes it easier to compare providers on equal terms.

Vasectomy vs Female Sterilisation: Cost and Value

Couples weighing permanent contraception often compare vasectomy with female sterilisation (tubal ligation). Both are more than 99% effective, but they differ in invasiveness, recovery and cost. Of the two, vasectomy is the more effective, with a lower long-term failure rate. Vasectomy is a minor day procedure performed under local anaesthesia through a small scrotal opening, with recovery usually under a week.

Female sterilisation generally involves a cut into the abdomen, often under general anaesthesia, carrying slightly higher surgical and anaesthetic risk and a longer recovery. Because a vasectomy is simpler and lower risk, it is frequently the more cost-effective choice for a couple who have decided their family is complete.

What Affects Your Personal Out-of-Pocket Cost

The quoted procedure fee is the same starting point for everyone, but the amount you ultimately pay in cash can differ. The main factors are:

Your available MediSave balance, and whether you use your own or an immediate family member’s account within the allowed limits
Whether the procedure uses local anaesthesia ($5,000) or sedation ($5,800)
Any individual clinical factors that add complexity to your case
The external laboratory’s fee for post-vasectomy semen analysis, billed separately by that laboratory

Our billing team can give you a personalised estimate at the consultation, including the applicable MediSave withdrawal limit and how much MediSave may offset. This means you can make your decision with a clear, itemised picture of the likely cash outlay rather than a rough figure.

Summary: Vasectomy Cost at a Glance

Procedure: $5,000 (local anaesthesia) or $5,800 (with sedation) — includes the first consultation, facility, anaesthesia, medications and follow-up
Semen analysis (PVSA): billed separately by the external laboratory (about $88 to $95)
After MediSave: out-of-pocket depends on your eligible claim and available balance
Insurance: pre-authorisation assistance for AIA, Great Eastern, NTUC Income, Cigna, Bupa and others
Billing team: available before booking

Frequently Asked Questions

Is vasectomy MediSave claimable in Singapore?

Yes. The Clifford Clinic processes MediSave claims. MediSave allows a surgical withdrawal of $490 plus a day surgery hospitalisation benefit where applicable. Out-of-pocket after MediSave depends on your eligible claim and available balance.

Is vasectomy covered by MediShield Life?

No. MediShield Life excludes contraceptive operations. Vasectomy falls under this exclusion in standard circumstances.

Does insurance cover vasectomy in Singapore?

Depends on the policy. The Clifford Clinic assists with pre-authorisation for AIA, Great Eastern, NTUC Income, Cigna, Bupa and others. Obtain written confirmation from your insurer before the procedure.

Can The Clifford Clinic help with insurer pre-authorisation?

Yes. Our billing team assists with documentation and pre-authorisation requests. Speak to us before confirming the procedure date.

Why is the semen analysis billed separately if the package is all-inclusive?

The semen sample must be analysed within about 50 minutes of collection, so it is processed at an external accredited laboratory rather than sent by courier. That laboratory charges its own fee, paid directly to it. Everything within our own procedure pathway, including the surgery, facility, anaesthesia, medications and follow-up, remains covered by the all-inclusive fee.

Does a cheaper vasectomy mean lower quality?

Not necessarily, but a headline price should be read alongside what it includes. A very low quote may leave out the facility fee, anaesthesia, medications, follow-up, or reflect a less experienced provider. Ask for an itemised breakdown and confirm who performs the procedure and where, so you are comparing like with like.

Medical References

Key medical sources (MediSave, MediShield Life and TOSP details from public MOH and CPF guidance):

Vasectomy: AUA Guideline. The Journal of Urology. 2012. Sharlip ID, Belker AM, Honig S, et al. https://doi.org/10.1016/j.juro.2012.09.080
ACOG Practice Bulletin No. 208: Benefits and Risks of Sterilization. Obstetrics and Gynecology. 2019. https://doi.org/10.1097/AOG.0000000000003111
Vasectomy: Common Questions and Answers. American Family Physician. 2025. Arnold JJ, Villanueva D, Puntkattalee MJ. https://www.aafp.org/link_out?pmid=40961303

Related Vasectomy Guides

Explore our other vasectomy guides for more detail on cost, technique, recovery and the decision itself:

Note: for reference, MOH classifies vasectomy under the Table of Surgical Procedures (TOSP), Table 1C, which is the basis for MediSave claims.

Medical Disclaimer

This article is for general educational purposes and does not replace a consultation with a qualified medical professional. MediSave and MediShield Life rules are subject to CPF and MOH policy changes. Insurance coverage depends on your individual policy. Always confirm the latest rules directly with the clinic, CPF and your insurer. Reviewed by Dr Law Zhi Wei, MBBS (NUS), MRCSEd, Partner, The Clifford Clinic. Co-authored with Dr Nathaniel Heah, FAMS (Urology), Consultant Urologist. Last reviewed: June 2026. Next review: June 2027.

Medically reviewed by Dr Law Zhi Wei, MBBS (NUS), MRCSEd, Partner, The Clifford Clinic | Co-authored with Dr Nathaniel Heah, FAMS (Urology), Consultant Urologist | Last reviewed: June 2026 | Next review: June 2027

Book a Vasectomy Consultation at The Clifford Clinic

For a clear cost estimate, MediSave guidance and insurance pre-authorisation support, book a consultation with Dr Nathaniel Heah, FAMS (Urology), or Dr Law Zhi Wei, MBBS (NUS), MRCSEd, at The Clifford Clinic, 50 Raffles Place, #01-01 Singapore Land Tower. Call (65) 6532 2400 or WhatsApp (65) 8318 6332.

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Vasectomy Cost in Singapore: MediSave, MediShield Life and Insurance Claims Explained