Vasectomy Cost in Singapore: MediSave, MediShield Life and Insurance Claims Explained
It is important to understand the full cost involved and what funding options are available before committing to getting a vasectomy. This article will provide example figures, explain how claiming from your MediSave works, clarify why MediShield Life generally does not cover vasectomy, and tell you how to submit a claim via your private insurance before the procedure.
Please note that the figures used in this article are from The Clifford Clinic and Surgery, a MOH-accredited ambulatory surgical centre participating in the MediSave / MediShield Life Scheme.
At The Clifford Clinic and Surgery, vasectomy consultations and procedures are performed by Dr Nathaniel Heah, FAMS (Urology), a UK fellowship-trained Consultant Urologist with subspecialty expertise in Andrology and Men’s Health, and Dr Law Zhi Wei, MBBS (NUS), MRCSEd. Both doctors are registered with the Singapore Medical Council.
Vasectomy Cost at The Clifford Clinic
The cost of a vasectomy at The Clifford Clinic ranges from $3,500 to $5,000 for the procedure and an additional $100 consultation fee. The procedure fee is an all-inclusive price including anaesthesia, medications, the day surgery facility, and follow-up and post-vasectomy semen analysis. There are no separate add-on charges for any of these components.
The estimated cash out-of-pocket after accounting for MediSave is approximately $1,000, depending on your available MediSave balance and the final procedure cost. Our billing team is available to discuss a personalised estimate before you confirm the surgery.
All prices listed in this article are in Singapore dollars (SGD).
Why Vasectomy Costs Vary in Singapore
Vasectomy is performed across different facility types, including private clinics, day surgery centres and private hospitals. Total cost varies due to case complexity, facility booking fee, surgeon’s professional fee, anaesthesia type, and whether post-vasectomy semen analysis is included or billed separately.
The Clifford Clinic offers an all-inclusive vasectomy package, meaning the quoted fee covers everything from the day surgery facility fee to the semen analysis confirmation. When comparing providers, we advise requesting an itemised breakdown to compare what is and is not included.
What Is Included in The Clifford Clinic’s All-Inclusive Package?
- Day surgery facility charges
- Anaesthesia, local or general, depending on patient suitability and preference
- Surgical procedure fee
- Post-procedure medications
- Follow-up consultation
- Post-vasectomy semen analysis (PVSA)
The consultation fee of $100 is separate from the procedure package.
MOH TOSP Code and Bill Benchmarks
The Ministry of Health lists vasectomy under Table 1C, the Table of Surgical Procedures (TOSP). This classification is the basis for MediSave claims. MOH also publishes benchmarks showing a range of possible procedure fees across subsidised public, unsubsidised public and private day surgery settings. Do note that these benchmarks serve as a reference point, not a cap. The procedure fee depends on multiple factors, such as case complexity or the experience level of the doctor.
The Clifford Clinic’s all-inclusive fee of $3,500 to $5,000 provides a transparent upfront figure for private day surgery vasectomy.
MediSave Claimability for Vasectomy in Singapore
The Clifford Clinic and Surgery is a MediSave / MediShield Life Scheme-accredited clinic that can process MediSave claims for vasectomy.
Vasectomy is approved under the MOH TOSP for day surgery. The MediSave withdrawal limit for the applicable TOSP table is $490 for the surgical component, with an additional day surgery hospitalisation benefit of up to $830 per day where applicable.
Based on an all-inclusive procedure cost of $3,500 to $5,000, the estimated cash out-of-pocket after MediSave is approximately $1,000. However, please note that the exact figure depends on your final procedure cost and available MediSave balance. Our billing team will provide a personalised estimate before you decide if you want to proceed with the procedure.
Why Vasectomy Is Generally Not Claimable Under MediShield Life
MediShield Life excludes contraceptive operations and their related complications. Because vasectomy is a contraceptive operation, it falls under this exclusion.
Private Insurance, Integrated Shield Plans and Corporate Insurance
The Clifford Clinic assists patients with pre-authorisation submissions to their private insurers. We have experience processing claims for patients with policies from AIA, Great Eastern, NTUC Income, Cigna, Bupa and other major insurers.
As your coverage depends on what policy is bought, we suggest always doing the following checks listed below.
- Review your policy for exclusions related to contraception, sterilisation or elective procedures.
- Contact your insurer or HR benefits team to confirm whether a vasectomy is covered under your plan.
- Request pre-authorisation or written confirmation of the maximum claimable amount before the procedure date.
- Speak to The Clifford Clinic billing team if you need documentation or a cost estimate for an insurance query.
Summary: Vasectomy Cost at a Glance
Vasectomy Cost and Payment Information
| Cost Item | Details |
|---|---|
| Consultation Fee | $100 |
| Procedure Fee | $3,500 to $5,000 all-inclusive fee that includes facility, anaesthesia, medication, follow-up and semen analysis. |
| Out-of-Pocket After MediSave | Approximately $1,000. |
| Insurance Support | AIA, Great Eastern, NTUC Income, Cigna, Bupa and others. |
Frequently Asked Questions
Is vasectomy MediSave claimable in Singapore?
Yes, the applicable TOSP table allows a surgical withdrawal limit of $490 plus an additional day surgery hospitalisation benefit where applicable. Estimated out-of-pocket after MediSave is approximately $1,000.
The Clifford Clinic and Surgery is MediSave / MediShield Life Scheme accredited and can process MediSave claims for vasectomy.
Is vasectomy covered by MediShield Life?
No. Generally, MediShield Life excludes contraceptive operations like vasectomy under standard circumstances.
Does insurance cover vasectomy in Singapore?
This depends on the patient’s insurance policy. The Clifford Clinic assists with pre-authorisation for AIA, Great Eastern, NTUC Income, Cigna, Bupa and other insurers. We recommend obtaining written confirmation from your insurer before any procedure.
How much does vasectomy cost at The Clifford Clinic?
$3,500 to $5,000 for the procedure and an additional $100 consultation fee.
Our procedure fee is an all-inclusive price that includes day surgery facility, anaesthesia, medications, the day surgery facility, and follow-up and post-vasectomy semen analysis.
Is semen analysis included in the cost?
Yes, post-vasectomy semen analysis is included in The Clifford Clinic’s all-inclusive package.
Can The Clifford Clinic help with insurer pre-authorisation?
Yes, our billing team assists with documentation of the procedure for insurance claims and processing pre-authorisation requests.
Medical Disclaimer
This article is for general educational purposes and does not replace a consultation with a qualified medical professional. MediSave and MediShield Life rules are subject to CPF and MOH policy changes. Insurance coverage depends on your individual policy. Always confirm the latest rules directly with the clinic, CPF and your insurer. Reviewed by Dr Law Zhi Wei, MBBS (NUS), MRCSEd, Partner, The Clifford Clinic. Co-authored with Dr Nathaniel Heah, FAMS (Urology), Consultant Urologist. Last reviewed: June 2026. Next review: June 2027.
Medically reviewed by Dr Law Zhi Wei, MBBS (NUS), MRCSEd, Partner, The Clifford Clinic | Co-authored with Dr Nathaniel Heah, FAMS (Urology), Consultant Urologist | Last reviewed: June 2026 | Next review: June 2027
Book a Vasectomy Consultation at The Clifford Clinic
For a clear cost estimate, MediSave guidance and insurance pre-authorisation support, book a $100 consultation with Dr Nathaniel Heah, FAMS (Urology), or Dr Law Zhi Wei, MBBS (NUS), MRCSEd, at The Clifford Clinic and Surgery, 50 Raffles Place, #01-01 Singapore Land Tower. Call (65) 6532 2400 or WhatsApp (65) 8318 6332.